Will Arogya Sanjeevani take care of all your health insurance needs? Here are its pros and cons

THE ECONOMIC TIMES Tue, May 19, 2020 | 08:34 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance

Will Arogya Sanjeevani take care of all your health insurance needs? Here are its pros and cons AS is a basic health plan that offers a limited cover of Rs 1-5 lakh for one year, with the annual premium ranging from Rs 4,000 to Rs 7,500. It can be bought as an individual or a family floater plan. How to safely exit long-term equity mutual fund holdings What's the right way to protect the gains that you may have already made in equity funds? It's time you explored the Systematic Withdrawal Plan (SWP) option. Podcast: Your Covid-related questions on health insurance answered It looks like coronavirus is here to stay for a while at least. In such a situation having health insurance and having an adequate amount of it becomes important. This podcast answers 9 questions on health insurance during times of Covid-19. Franklin Templeton fiasco: Have debt mutual fund investors learnt their lesson? The event created panic among investors and redemptions were not restricted to Templeton alone. From our Partners Rise Against Hunger India (RAHI) distributes 1 million meals to vulnerable groups in India during the COVID-19 Lockdown From our Partners ET Catalyse Virtual: The role of brand communication during a lockdown Retiring in the middle of this economic crisis? These 10 things can keep you financially safe The problem with retiring in the middle of an economic crisis is that the value of your investments shrink. What looked like a comfortable corpus is now a fairly diminished bundle of wealth. These 10 simple points will tell you why you should treat this period as a pause. Will this bear market be brutal or benign? Here are 8 lessons from 3 previous bear markets As the ongoing bear market plays out, ET Wealth looks back on three previous bear markets, of 1994-1999, 2000-2004 and 2008-2010, to offer investors some perspective on the severity of drawdowns and eventual recovery. Investors have to be ready for myriad scenarios. Top Mutual Funds SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%) Axis Bluechip Fund Direct Plan-Growth ★★★★★ 7.30 -8.14 -17.40 -4.22 Invest Now Axis Bluechip Fund-Growth ★★★★★ 5.89 -9.22 -17.90 -4.33 Invest Now Canara Robeco Bluechip Equity Fund Direct-Growth ★★★★★ 3.63 -7.38 -16.29 -4.18 Invest Now Canara Robeco Bluechip Equity Fund Regular-Growth ★★★★★ 2.40 -8.58 -16.85 -4.36 Invest Now Sundaram Select Focus Fund Regular-Growth ★★★★★ 0.75 -15.56 -21.58 -3.87 FeaturedAxis Midcap Direct Plan-Growth ★★★★★ 7.18 -1.48 -13.49 -2.67 Start SIP The way forward: Where should you buy a house now? Suburbs and tier 2 cities are likely to gather more interest if work from home becomes the norm in future. Want to invest in gilt funds? Don't ignore these risks Both gilt and long duration funds have enjoyed a good run for over two years now. Ever since the central bank embarked on a series of rate cuts from mid-2018, returns from such funds have soared.

FEATURED SLIDESHOWS

What it means for investors when a mutual fund scheme closes Covid cost you a salary cut? Here are 5 ways to deal with it Check the financial health of your bank with these 8 ratios 5 ways to ensure financial wellness during coronavirus More Slideshows

Financial Calculators Old or new tax slab regime? Use this calculator to find out This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.

Emergency fund is your insurance against unexpected income shortage. Here's how to build one It is never too late to start building an emergency fund. The covid crisis too has bolstered the need for and reiterated its importance in the financial planning journey. Lay down rules that will help you create and manage the fund appropriately. How to make EPF withdrawal claim online To apply for claim online, an EPF account holder should satisfy three conditions. Also as per amended EPF rules, members can now withdraw from their EPF accounts to tackle covid-led financial distress. Use APT model to identify quality stocks during volatility Capital asset pricing model (CAPM) is a one-factor model where the sensitivity (or beta) of a stock with respect to the market index returns, acts as a crucial variable in estimating the expected return. Write your success story: How strong writing contributes to your career Writing is a skill. You are the craftsman continuously improving upon your current level of mastery and thus increasing your professional effectiveness and income. Here's how you can constantly upgrade your writing skills for professional success. What are super top-up health insurance plans? When a single claim does not cross the threshold limit of your regular health insurance plan but multiple claims together do, a super-top health cover becomes ideal. It takes into account the total amount of the claims and hence is useful. Realty hot spot series: What makes this well-connected Delhi locality attractive for homebuyers Here is an established area in East Delhi having ample residential options along with good social & retail infrastructure. Proximity to the key job hub of Noida makes Laxmi Nagar-Patparganj in Delhi attractive for homebuyers. Here are other highlights of the locality. Arogya is a simple product for first-time health cover buyers: P. Mahapatra, SBI General Insurance "Since the features are Arogya Sanjeevani same, you will need to see how close the company is to you, how strong is its brand and financial strength, servicing and claim settlement," said Pushan Mahapatra, MD & CEO, SBI General Insurance. How Sensex, US dollar, 10-year G-sec performed during week ending May 14, 2020 Here is the weekly tracker of returns from Sensex, 10-year government bond and US dollar-INR. Find out how different types of investments fared. Stock pick of the week: How the covid-induced price correction has made GSPL a good investment GSPL will be able to minimise the negative impact of Covid-19 disruptions with the resumption of operations by user industries after partial lifting of lockdown restrictions. Reasonable valuation is another factor which has made the company a favourite of analysts. MF portfolio doctor: Why the Tyagis must not dip into retirement savings for kids' education Vijaya and Deepak Tyagi are saving for their kids' goals and retirement. Portfolio Doctor assesses the health of the fund portfolio and recommends that they take a loan for children's education but keep retirement savings intact.

More Newsletters

ET Mutual Fund A weekly round-up of the top news and views

Markets Watch Round up of stock, currency, bond, money and real estate market

Daily Newsletter Special stories that round up the major developments of the day

View All

Follow Us on ET:

About us|Advertise with us|Feedback|Sitemap|Code of Ethics © 2020 Times Internet Limited.

To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here

To unsubscribe or edit your subscriptions please click here