Monday 30 September 2019

Financial goals are changing: Do you really know the future expenses you need to save for?

THE ECONOMIC TIMES
Tue, Oct 01, 2019 | 08:34 AM IST

ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance
Financial goals are changing: Do you really know the future expenses you need to save for?
Newer expenses and goals call for a new plan to avoid the risk of overspending and debt trap.
Gold is not a good investment. Here are reasons why
Gold makes sense for those who have no access to or no trust in the financial system, or expect to be in such a situation. It's an alternate currency.
Video: What happens to your deposits if RBI puts PMC-like restrictions on your bank?
ET Online tells you why RBI put restrictions on the bank and happens to your deposits if RBI places PMC-like restrictions on your bank.
7 stocks that control their cost expenditure and give above average returns
Companies that can keep costs low relative to their industries are rewarded by the stock markets.
Jio takes on Airtel and Vodafone Idea again
Now the battle shifts to ring time and interconnection usage charges even as price wars ease.
Does Lenskart have the vision to run the course?
Lenskart intends to penetrate underserved rural markets with low-priced glasses and replicate its India story in expensive overseas markets like Singapore. But both opportunities and pitfalls lie ahead for the eyewear company as it seeks to execute ambitious plans.
Can Unacademy crack the subscription model?
Unacademy has seen a meteoric rise both in terms of valuations and market presence. It now wants to expand with the launch of Plus, a subscription model, and build a paid-user base with strong engagement metrics. However, despite the ease of use and promises to make the best teachers available online, the path to building and sustaining a paid model has been slippery for most players. Can the Bengaluru-based ed-tech startup buck that trend?
From our Partners
Evolving Change in Consumer Behaviour for Individual Lending
Bureau Score Evolution – Capturing the changing retail lending landscape | Interpreting the bureau scores as evolved over time | How the CreditVision® Score works?
From our Partners
Evolving dynamics of MSME lending industry – A perspective from MSME Pulse by Vipul Mahajan
Gain insights on where are new-to-credit MSMEs are coming from and who is lending to them
How stocks of brokerages, fund houses, insurers will be impacted by market volatility
Positive sentiments, even during high volatility, can be good news for market players.
Most investors prefer real estate, says survey. Really?
Did you also invest in property last year? The Indian Real Estate Consumer Sentiment study by Anarock paints a rosy picture for property investments.
Top Mutual Funds
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How a newly married couple can manage their expenses and savings
​​It might be helpful if the couple are able to discuss how much they would contribute to a common pool of expenses and how much they would save.
Why women need to work
Affluence has led to many women choosing not to work, with adverse outcomes.
FEATURED SLIDESHOWS
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Financial Calculators

New LTCG tax calculator: Plan, compute your tax
New LTCG tax calculator: Plan, compute your tax
Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.
Tax Impact Calculator
Tax Impact Calculator
This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.
What will be the impact of corporate tax cut on companies & sectors?

After the tax cut announced by the Finance Minister, the effective tax rate for all domestic companies has been reduced to 25.17%.

Has your motor insurance cover lapsed? Here's all you need to know about renewing it

Understand the process before you dash off to renew a lapsed motor policy.

How to invest in Pradhan Mantri Vaya Vandana Yojana

It is a pension scheme available for senior citizens offering a guaranteed payout of pension at a specified rate for 10 years.

Follow these 5Cs for a successful career

​​If you pick a reasonably good job or career, you are the only one who has the power of making it great by working at it.

Realty hot spot series: Why this Hyderabad locality is a big draw for new homebuyers

Connectivity to IT hubs is one of the key draws of this Hyderabad locality.

Tax optimiser: By paying rent to father, Sirohi's HRA can become tax-free

The benefit is available only to a salaried individual who receives HRA as a part of his salary and is staying in rented accommodation.

MF portfolio doctor: Ulip charges will hit returns. Here's what Fernandes should do

When investing for multiple financial goals, starting early is the first and perhaps the most important step.

What are the different types of mutual fund SIPs?

There are five types of SIPs offered by mutual funds.

Stock pick of the week: Why analysts are bullish on KEC International

While the T&D segment will lead medium-term growth, long-term growth may come from other segments.

Family Finance: High surplus will help Rawats' achieve their money goals

Bengaluru-based Rawats should put their high surplus to work to achieve all their goals.

Alternative investment returns monitor: For the week ending September 25, 2019

Here are the alternative investment options with their returns, for the week ending September 25, 2019. The proportion and purpose of these is vastly different

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ET Mutual Fund

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Round up of stock, currency, bond, money and real estate market ET More Newsletter

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Special stories that round up the major developments of the day ET More Newsletter
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This tiny bank in Maharashtra is a canary in coalmine

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THE ECONOMIC TIMES
Mon, Sep 30, 2019 | 08:42 PM IST

Daily Newsletter

This tiny bank in Maharashtra is a canary in coalmine

How did PMC's board, its auditors and the central bank remain clueless for so long?

Fraud probe sends Indiabulls into a tailspin

There were only 5 instances, excluding Monday's, when the scrip fell in double digits....

Have you been saving enough for the future?

Newer expenses and goals call for a new plan to avoid the risk of overspending and debt trap....

RCap hopes to shutter two lending arms by December

Reliance Capital has decided to shutter its two lending arms by December, the company said.

ShopClues: The fall of a unicorn
Three years since its headline-grabbing fundraise, ShopClues' journey has changed course for worse.
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On Jana Diwas 2019, Jana Small Finance Bank draws on financial inclusion
FEATURED STORIES
Govts that cannot tolerate dissent make mistakes: Raghuram Rajan Govts that cannot tolerate dissent make mistakes: Raghuram Rajan
Rajan said governments that suppress public criticism do themselves a gross disservice as it will not get the real pi...read more
WeWork was a family affair, until things got rough » 
Maruti launches S-Presso at a price of Rs 3.69 lakh » 
More From our Partners
Evolving dynamics of MSME lending industry – A perspective from MSME Pulse by Vipul Mahajan

Gain insights on where are new-to-credit MSMEs are coming from and who is lending to them

Bipolar behaviour of market may last longer Bipolar behaviour of market may last longer...
Anand Radhakrishnan, Franklin Templeton
Market Watch 30 Sep | 08:42PM|
SENSEX NIFTY USD/INR GOLD
38667.33
-155.24
11474.45
-37.95
70.87
0.31
37250.00
-500.00
MARKET NEWS
After Jhunjhunwala, Motilal Oswal derides Pakistan

India is facing a resurgence in populism as economic growth slows....

Smallcaps put up good show, may churn multibaggers

Overseas investors turned net buyers in September and poured over Rs 7,500 crore....

Gainers Losers 30 Sep, 2019, 08:42PM IST, PTI|View All
Company Name Live Price Change (%) Volume High Low
Vodafone Idea 6.16 9.03 47363566 6.44 4.95
Sonata Software 329.80 8.24 38540 339.0 308.4
Alstom T&D India 190.15 8.04 4200 193.9 169.0
Redington (India) 117.15 6.89 26638 118.85 108.0
Brigade Enterprises 216.10 6.77 25244 222.9 196.25
MORE LINKS:Gainers|Losers|Movers|Only Buyers|Only Sellers|Surging Volumes|Indices
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Inside Maruti Suzuki's S-Presso mini SUV
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Threats and attacks amid Afghan elections
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Bihar battered by rain; 29 dead
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China to mark 70 years with a bang
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FROM THE NEWSPAPER
Dummy accounts in PMC helped avoid glare

Bank officials allegedly created many accounts to help HDIL get the loan money. ...

Your EMIs may pinch less from next week

As banks shift to a new system borrowers could be paying less on their mortgages ....

Have you been saving enough for the future?

Newer expenses and goals call for a new plan to avoid the risk of overspending and debt trap....

Give 1% of earnings to Alma Mater, IITs to students

The members said this will be in the nature of appeal to outgoing students, asking them to contribute to their instit...

Can India shop India out of trouble?

A positive start to the Diwali sales period has assuaged concerns that the slowdown would hit consumption....

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Core sector output declines by 0.5 %
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ET PANACHE
Blink, blink: Future iPhones may boast of an LED-illuminated Apple logo for notifications
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Daniil Medvedev finds mention in Modi's 'Mann Ki Baat' address, PM lauds tennis ace's maturity
Daniil Medvedev finds mention in Modi's 'Mann Ki Baat' address, PM lauds tennis ace's maturity
Age is just a number: Research says millennials face more heart disease symptoms than older adults
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Instagram partners with Twinkle Khanna's platform Tweak, will offer videos to its users for first 48 hrs
Instagram partners with Twinkle Khanna's platform Tweak, will offer videos to its users for first 48 hrs
Read more from Panache
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