Home buyers are expecting prices to come down, but will real estate prices fall?

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THE ECONOMIC TIMES Tue, Jun 16, 2020 | 09:32 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance

Home buyers are expecting prices to come down, but will real estate prices fall? Residential prices had either remained flat or moved up very tardily in 2019. Time to bet on the agri-rural theme. Here are 5 top stock picks at reasonable valuations While other areas of the economy will struggle, agriculture and rural-facing companies are expected to do well this fiscal. A good monsoon last year, expected normal rains this year and continued government support are boosting rural prospects. Podcast: Should you opt for the loan EMI moratorium? In this week's podcast we will answer some questions on the EMI moratorium. We will also talk about alternate options you can take instead of opting for the EMI holiday. Host: Tania Jaleel; Producer: Paramveer Singh Neither lump sum investing nor invest-and-forget, here's the best investment style There will never be a basis for forgetting about your investments because over a long period of time, good funds can go bad and bad funds can get better. If you look back over the previous 20 years then this has happened many, many times. From our Partners How these women are altering career guidance, vernacular gaming Meet Surabhi Dewra, revolutionizing how career guidance works in India; and Arpita Kapoor, the woman behind India's first vernacular live social gaming platform. From our Partners How Tinder is amplifying and supporting female-led businesses Reforming the pet-care industry in India and making citizens' voices heard on laws and regulations, Devanshi Shah and Antaraa Vasudev are revolutionising the start-up ecosystem. Value mutual funds have performed well since March. Is this the start of a comeback? After years of poor returns, this fund category has performed exceptionally well since March. If you have been invested in a value fund for the past 5-odd years without any result, the recent uptick will provide some succour. Use rolling returns to identify quality equity mutual funds. Here are 5 schemes that performed well The rolling returns if calculated for long time periods like 5 or 10 years, can help to capture several market cycles. ET Wealth tried to identify equity diversified mutual funds that have performed well on rolling returns across different time frames. Top Mutual Funds SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%) Axis Bluechip Fund Direct Plan-Growth ★★★★★ 8.57 -6.24 -12.93 4.23 Invest Now Axis Bluechip Fund-Growth ★★★★★ 7.14 -7.33 -13.46 4.12 Invest Now Canara Robeco Bluechip Equity Fund Direct-Growth ★★★★★ 6.32 -3.58 -10.09 5.73 Invest Now Canara Robeco Bluechip Equity Fund Regular-Growth ★★★★★ 5.05 -4.86 -10.73 5.60 Invest Now HDFC Index Sensex Fund-Growth ★★★★★ 2.86 -15.45 -19.10 6.94 Invest Now FeaturedL&T India Large Cap Fund Direct-Growth ★★★★★ 0.67 -14.29 -16.95 5.62 Start SIP A recovering market offers enough opportunity to join in. So don't be in a hurry to get back in When stock prices fall, they crash. Suddenly and sharply. Liquidity leaves the market. For this market that fell severely to come back, not only is liquidity needed but the possibility that such liquidity will be rewarded with profits. Axis Long Term Equity Fund review: An ELSS with a great track record The fund was able to cushion the recent downside well, which should put it on a strong footing in the coming years. Its impressive track record in the hands of its long-serving fund manager provides comfort.

FEATURED SLIDESHOWS

Which debt investment should you go for? Money matters you must settle by June 30 How you can review your mutual fund investment portfolio Making UPI payments? These common scams await you in the lockdown More Slideshows

Financial Calculators Old or new tax slab regime? Use this calculator to find out This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.

Here's how you can help plan your parents' finances Many banks in the current scenario would be willing to provide special facilities for senior citizens. These facilities include cash delivery at doorstep either free of cost or at a nominal fee. Different ways to set up a mutual fund SIP Mutual fund distributors such as corporate distributors or banks provide portals for online transactions of mutual funds. SIP can be easily set up using these portals. Post coronavirus, millennials realise importance of comprehensive health insurance cover: Survey This rising awareness about health protection among millennials is a rare positive outcome of Covid that has been captured by the Max Bupa Health Insurance survey. Your risk appetite may have changed, so revisit goals: I.V. Subramaniam, Quantum AMC Economic recovery is unlikely to be quick. Investors should be clear about their capacity to save and what their goals are before they jump into the market, says I.V. Subramaniam, MD & CIO, Quantum Advisors, and Director, Quantum AMC. Stock pick of the week: Why the worst may be over for Vedanta Vedanta continued to do well at the operational level, especially in its aluminium and zinc divisions even during the lockdown. Besides, its Rs 55,000 crore investments made over the last decade have also started delivering results. Realty hot spot series: This Ahmedabad locality is a developed residential area Houses in this locality are priced between Rs 2,900 per sq foot (sq ft) and Rs 4,600 per sq ft. A 1-BHK (700 sq ft) costs an average of Rs 22 lakh and a 4-BHK (2,800 sq ft) costs about Rs 1.03 crore. How Sensex, gold, 10-year G-sec performed during week ending June 11, 2020 Here's a weekly tracker of returns that will keep you updated on how the stock market index, gold prices and 10-year bond yields have performed. This will give investors an idea of how their investments performed over a long period. 66% of household assets are kept as bank fixed deposits, cash: RBI bulletin The surge in assets is the result of a fall in consumption due to the Covid-induced lockdown, reveals the latest RBI bulletin. Meanwhile, borrowings have slumped. The financial liabilities of households were primarily in the form of loans and borrowings. What work-from-home means for commercial real estate Though demand for office space will come down, it is not expected to crash. Many employers will need to scale up the usable area for each employee. There could also be an uptick in demand for bigger, more flexible houses. What is tracking error? In index funds, tracking error cannot be zero due to expense ratio, cash flows of the fund and realigning the portfolio when index composition changes.

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